Affirm

Editor's Review

Discover the power of flexible payments with Affirm! 🛍️💰 Affirm lets you pay over time online, in-store, and within the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S. Whether you're shopping for the latest fashion trends, upgrading your home, or booking your next vacation, Affirm provides a transparent and convenient way to manage your finances. ✈️🏡

With the Affirm app, you'll see your purchasing power front and center, making it easy to shop brands with clear, flexible payment options. Discover exclusive deals, 0% APR options, and plans that stretch over 12 months. Manage your payments effortlessly by setting up AutoPay or making early or one-time payments. 🗓️💸

Take your financial planning to the next level with the Affirm Money Account, offering a high-yield savings option with no hidden fees. Maximize your earnings while keeping your money secure. 🏦🔒

The Affirm Card is your key to flexible spending. Request a physical card and use it anywhere Visa is accepted in the U.S. There's no credit impact to apply, and no card or annual fees. Discover 0% APR options or flexible plans at top brands, both in-store and online. Request a payment plan in the app before or after checkout. Note that a minimum purchase may be required for payment plans. 💳🛍️

Remember, purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren't guaranteed. Rates range from 0 - 36% APR, and loan options vary based on eligibility and whether your loan is applied for before or after your card purchase. 📝

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app and are subject to eligibility checks. For California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. 📜

The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. Shop smarter and pay your way with Affirm! 🌟

Features

• See purchasing power upfront

• Shop brands with flexible payments

• Discover deals and 0% APR options

• Plans available over 12 months

• Set up AutoPay or make payments easily

• Open a high-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

• Physical card available for in-store use

Pros

• Clear, flexible payment options

• Discover deals and 0% APR options

• High-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

• No credit impact to apply for Affirm Card

Cons

• Approval and terms not guaranteed

• Rates can be as high as 36% APR

• Minimum purchases may be required